Kafalat Loan | BLOM Bank Retail
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  • Kafalat Loan

Kafalat Loan

Do you want to expand your business in Lebanon, but lack the appropriate resources? BLOM Bank puts at your convenience a subsidized loan in cooperation with Kafalat to help your business expand.

What do you have to know about BLOM Kafalat Loan?

BLOM Bank sal puts at your convenience a subsidized loan in cooperation with Kafalat to help your business expand. Kafalat helps small and medium sized enterprises (SMEs) in Lebanon to access commercial bank funding.


Loan Period

Up to 7 years

Grace Period

6 or 12 months

Loan Amount

Maximum loan amount of LBP 300 million

Interest Rate

40% of Lebanese Treasury Bills on 1 year + 3% (variable interest rate, currently 5.14%) – 4.5% = 0.64%

Typical APR* (variable)



*The Typical APR is a unit of measurement that represents interests and any other cost imposed on the client through the Bank as a result of a product contract.


How will your enterprise be eligible for BLOM Kafalat Loan?

BLOM Kafalat loan helps small and medium-sized enterprises, where the number of employees does not exceed 40 employees belonging to the following sectors:

  • Industry
  • Agriculture
  • Tourism
  • Traditional Crafts
  • High Technology


What documents do you need to provide in order to apply?

  • Official documentation: audited financial statements for the last 2 years
  • Financial projections for the period of the business loan: business plan or feasibility studies showing the viability of the proposed business activity, cash flow projection for the business...
  • Life and fire insurance policies
  • List of fixed assets and owned property
  • Banking references and Commercial References OR Mortgage agreement, OR Negative pledge- commitment of non disposal, OR Cash collateral from third party
  • ID and Legal papers (if company)


How can you calculate your monthly payments before applying?

To see what your monthly house loan repayments will be, click on "Simulate" found on the top of the page, before you apply online.


How can you apply?

  • Pass by any of our branches and get assistance from our customer service officers.
  • Contact our 24-hour Call Canter at: 01-753000

For more information, head towards the nearest BLOM Bank branch, or contact our 24/7 Call Center on +961-1-753000 anytime, any day.

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