Darati | BLOM Bank Retail
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  • Darati


BLOM Bank offers you “Darati” housing loan to help you buy your new house today!

Whether you are looking to buy a new house, renovate or remodel your current house, BLOM Bank's housing loan "Darati" is the most convenient solution for you.


You will get a pre-approval within 48 hours!


What do you have to know about Darati Housing Loan?



Loan Period

5 to 30 years

Interest Rate

Currently: 10,54%. Variable Rate: Cost of Funds (5,54%) + 5%. Minimum 8%

Typical APR (variable)*



*The Typical APR is a unit of measurement that represents interests and any other cost imposed on the client through the Bank as a result of a product contract.


What are the Conditions and requirements to apply?

  • Minimum Down Payment: 25%
  • The housing loan’s monthly payment must not exceed 35% of your household monthly income. In case you have other loans, your total monthly payments must not exceed 45% of your household monthly income.
  • A life insurance covering the loan amount.
  • A fire and natural disaster insurance policy.
  • 1st degree mortgage on the residence.


How can you calculate your monthly payments for Darati Housing Loan before applying?

To see what your monthly house loan repayments will be, click on "Simulate" found on the top of the page, before you apply online.


How can you apply for Darati Housing Loan?

  • Apply online by clicking here or visit your nearest BLOM Bank Branch in Lebanon.
  • Contact BLOM Bank's 24-hour Customer Service Center at: 01-753000


For more information, head towards the nearest BLOM Bank branch, or contact our 24/7 Customer Service Center on +961-1-753000 anytime, any day.

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